Introduction
Whole life insurance life insurance ka ek permanent type hai jo policy holder ko poori zindagi ke liye coverage provide karta hai. Iska main purpose family ko lifelong financial security dena hota hai.
What is Whole Life Insurance?
Whole life insurance ek aisi policy hoti hai jo policy holder ki poori life tak valid rehti hai. Policy holder regular premium pay karta hai aur uski death ke baad insurance company nominee ko sum assured deti hai.
Features of Whole Life Insurance
- Puri life ke liye coverage
- Guaranteed death benefit
- Premium zyada hota hai compared to term insurance
- Savings / cash value ka option hota hai
Benefits of Whole Life Insurance
- Lifelong financial protection
- Family ko guaranteed payout milta hai
- Long-term savings mein madad karta hai
- Future planning aur wealth creation ke liye useful
Difference Between Term Insurance and Whole Life Insurance
| Term Insurance | Whole Life Insurance |
|---|---|
| Fixed time period | Lifetime coverage |
| Low premium | High premium |
| No maturity benefit | Savings benefit available |
Who Should Buy Whole Life Insurance?
- Jo lifelong security chahte hain
- Jo long-term savings plan karna chahte hain
- Families jo guaranteed benefit prefer karti hain
Conclusion
Whole life insurance ek reliable aur secure insurance plan hai jo policy holder aur uski family ko lifetime financial protection deta hai. Ye un logon ke liye suitable hai jo future ke liye long-term planning karna chahte hain.
Agar aap chaho to main isko short answer, exam-oriented, ya simple English mein bhi bana deta hoon 📘✍️
