Introduction
Health insurance ek financial protection plan hai jo medical expenses ke dauran paison ki madad karta hai. Aaj ke time mein medical treatment mehenga ho gaya hai, isliye health insurance bahut zaroori ho gaya hai.
What is Health Insurance?
Health insurance ek agreement hota hai insurance company aur policy holder ke beech. Policy holder regular premium pay karta hai. Jab use hospital treatment ya medical care ki zaroorat hoti hai, to insurance company uske medical expenses cover karti hai.
Types of Health Insurance
1. Individual Health Insurance
Sirf ek person ke liye hota hai.
2. Family Floater Health Insurance
Puri family ke liye ek hi policy hoti hai.
3. Group Health Insurance
Companies apne employees ko provide karti hain.
Features of Health Insurance
- Hospitalization expenses cover hote hain
- Cashless treatment ki facility hoti hai
- Pre aur post-hospitalization expenses cover hote hain
- Regular premium pay karna hota hai
Benefits of Health Insurance
- Medical expenses ka financial burden kam hota hai
- Emergency ke time tension kam hoti hai
- Quality treatment afford karna easy hota hai
- Health aur savings dono safe rehti hain
Who Should Buy Health Insurance?
- Har individual ko, chahe young ho ya old
- Families jo medical security chahte hain
- Log jo emergency medical expenses se bachna chahte hain
Conclusion
Health insurance ek important financial tool hai jo insaan ko medical emergencies ke dauran financial security deta hai. Achhi health insurance policy future mein badi problems se bachane mein madad karti hai.
Agar aap chaho to main isko short article, exam-oriented answer, ya English version mein bhi likh sakta hoon 📘✍️
