Introduction
Family floater health insurance ek aisi policy hoti hai jo ek hi plan ke under poori family ko medical coverage provide karti hai. Ye policy family members ke medical expenses ko manage karne mein madad karti hai.
What is Family Floater Health Insurance?
Family floater health insurance ek health insurance plan hota hai jisme ek common sum insured hota hai jo family ke sabhi members ke liye use kiya ja sakta hai. Isme generally spouse, children aur kabhi-kabhi parents cover hote hain.
Features of Family Floater Health Insurance
- Puri family ke liye ek hi policy
- Common sum insured sab members ke liye
- Cashless hospitalization facility
- Premium individual policies se kam hota hai
Benefits of Family Floater Health Insurance
- Cost-effective insurance option
- Family ke sabhi members ko medical security
- Ek hi premium aur easy management
- Emergency ke time tension kam hoti hai
Difference Between Individual and Family Floater Health Insurance
| Individual Health Insurance | Family Floater Health Insurance |
|---|---|
| Ek person ke liye | Puri family ke liye |
| Separate sum insured | Common sum insured |
| Premium zyada ho sakta hai | Premium comparatively kam hota hai |
Who Should Buy Family Floater Health Insurance?
- Nuclear families
- Parents with young children
- Families jo budget-friendly health cover chahte hain
Conclusion
Family floater health insurance ek practical aur economical option hai jo poori family ko ek hi policy ke under health protection deta hai. Ye family ke future aur health dono ko secure karta hai.
